Having your damages covered by insurance is a real lifesaver, especially for a business owner who allocates their annual budget carefully. The ins-and-outs of the insurance process may be tricky. FBC Roofing’s commercial roof replacement experts will guide you through the claims process, so you won’t have to worry about dealing with insurance companies and adjusters alone.
Common Causes of Property Damage
Some of the common reasons for property damage claims include weather-related events that devastate your property. Unpredictableincidents like these can leave you unprepared and vulnerable -- FBC Roofing has worked on commercial roof construction projects of all kinds and understands your situation.
Here are a few of the most common causes of property damage:
Wind: High-velocity wind is not only the most common cause of property damage, it’s one of the most expensive kinds of damage to repair. Up to 24 percent of property losses stem from windstorm-related incidents.
Hail: Hail is one of the most notorious causes of roofing specific damage.Wind-blown hail will commonly damage siding and windows -- FBC Roofing’s services encompass both! Industry research shows that approximately 16 percent of property damage is from hail.
Weather-Related Water: Leaky roofs and frozen gutters can damage a building’s exterior and interior. Around 11 percent of property damage is caused by weather-related water.
Steps of Insurance Involvement
The residential and commercial insurance processesare similar in more ways than not. Some specific details of both are highlighted on our FAQ page . Here, we will explainthe steps of our standard procedure, which might vary depending on the degree of your damage.
Calling FBC and Inspecting Your Space
The moment you notice your property has experienced damage we encourage you to call an FBC representative. We will schedule a time for a member of your local FBC Roofing team to evaluate the damage just 24 hours later. Your FBC Roofing contact will inspect your property and listen to your concerns regarding repairs and the insurance process. Our inspection will include the exterior and interior of your business as we look for leakage, water penetration, and any other potential hazards.
Filing a Claim, Bringing on an Adjuster
Once all the details are documented and we have finished our thorough inspection of your space, we will help you file a claim. Many business owners have never dealt with this process, but our team has accumulated years of experience working with insurance companies. When an adjuster comes to determine what your carrier will cover, we will work with them to identify each area of damage they should consider.
Repairing Your Property, Final Inspection
After all the paperwork is in order, we can move on to completing your roofing repairs. Before we begin, you and your FBC Roofing commercial roof installation contact will determine what style and roofing material best fit the aesthetic of your property. When the repairs are completed, we will send our Roofing Superintendent to perform one final inspection of your roof. If there are any areas in need of touch-ups or you have identified additional improvements that could be made, our team will come back out to make sure every bit of your property meets our highest standards.
Would you like to know more about commercial property insurance or how our commercial roof replacement team simplifies the process? Contact us today , and an FBC Roofing representative will come to your property within 24 hours of your inquiry!
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